3420 EAGLE NEST DRIVE, HERNANDO BEACH, FL, 34607
Active32 days on marketListed Jun 18, 2026MLS #TB8520787
About this home
3420 EAGLE NEST DRIVE
Waterfront luxury meets coastal convenience in this exceptional Gulf-front retreat! This stunning 2-bedroom, 2 1/2-bathroom home with a 2-car garage and elevator has been thoughtfully upgraded from top to bottom and is designed to embrace the very best of Florida waterfront living. Step inside to discover beautiful hardwood floors, a gourmet kitchen featuring stainless steel appliances, granite counter tops, large dual pantries, and plantation shutters throughout. Freshly painted inside and out, this home feels bright, polished, and move-in ready. The upgrades continue with a new metal roof, new AC system, raised AC platform, new pool pump, new pool heater, and a freshly resurfaced pool, allowing you to enjoy your private backyard oasis with complete peace of mind. The massive screened porch enclosure provides the perfect setting for entertaining, while the large back porch with retractable awnings offers breathtaking views and comfortable outdoor living year-round. Upstairs, an open second-floor patio creates yet another spectacular space to soak in the coastal scenery. Boating enthusiasts will appreciate the new boat lift motor supporting up to 16,000 pounds and new control panel, complete with covered parking for your vessel. In addition to the incredible Gulf of America frontage, this unique property also features a small parking canal on the left side of the home, providing even more waterfront footage and functionality. Additional highlights include storm shutters, an electric vehicle charger in the garage, and one of the area's most desirable features--no short-term rental restrictions, making this property an outstanding primary residence, vacation getaway, or income-producing investment opportunity. From the endless waterfront views to the extensive upgrades and unmatched flexibility, this is a rare opportunity to own a true piece of paradise on the Gulf. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,664
Sqft
0.13 ac
Lot size
2
Garage
1984
Year built
One
Levels
$496
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,494 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,494/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs GULF COAST RET
$496 vs $363
Days on market
32 vs 35 typical
Where $496/sqft sits among the 18 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 18
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 154% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 EAGLE NEST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$544,000
3436 MINNOW CREEK DRIVE · same community
3 bd · 2 ba · 1,696 sqft · $321/sqft · 17 DOM
Sold · Dec ’25$622,000
4292 TAHITI DRIVE · same community
3 bd · 2.5 ba · 1,706 sqft · $365/sqft · 153 DOM
Sold · Mar ’26$460,000
4016 FLAMINGO BOULEVARD · same community
3 bd · 2 ba · 1,724 sqft · $267/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 EAGLE NEST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 EAGLE NEST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3420 EAGLE NEST DRIVE FAQs
What would the monthly payment be for 3420 EAGLE NEST DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3420 EAGLE NEST DRIVE?+
The most recent tax bill on record (2025) was $6,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $824,900, this home is listed about 51% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3420 EAGLE NEST DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Elizabeth Calleri. MLS #TB8520787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando Beach homes, in your inbox
Like 3420 EAGLE NEST DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Rui to ping you on any price or status change →