Rui Ma
$850,0004 bd3 ba2,621 sqft$324 /sqft$5,684 /mo all-in ↓

10522 CHAMBERS DRIVE, TAMPA, FL, 33626

Active29 days on marketListed Jun 25, 2026MLS #TB8523391

Private poolSingle Family ResidenceWESTCHASE SEC 117

Come see it

Upcoming open house

Sat, Jul 25

12:00 PM – 3:00 PM

About this home

10522 CHAMBERS DRIVE

If space, lifestyle a newly updated move-in ready home is what you’re looking for, then this is THE ONE! This gorgeous Westchase home offers a rare find of over a 1/4-acre lot. All rooms and entryway are large. (See photos and measurements). The property lot line extends further past the privacy fence…but no worries, the huge side yard is fully fenced for Fido. The saltwater pool with spillover spa overlooks a beautiful conservation area which means no rear neighbors. Inside offers a split bedroom floor plan. The spacious family room overlooks the backyard and pool through the floor to ceiling windows and newer (2018) oversized triple glass sliding door that retract in the wall bringing the outdoor inside. The kitchen is a show stopper with its approx. 25 ft soaring ceiling at its highest peak and half-moon window. It’s been freshly updated (2026) with new cabinets, fixtures, granite countertops and refrigerator. Need kitchen storage space? There are 2 pantry’s, one which is a walk-in with an elfa storage system. In the front of the home there is a formal living and separate dining room. The primary bedroom has a builders upgraded in-suite private flex room and tall triple dead bolt locking French doors (2018) that leads to the pool/lanai area. Seller uses the flex room as an office. (see photos). All windows in the primary and flex room are hurricane rated (2021). There are 2 walk-in closets, brand new carpet (2026). The primary bathroom was custom designed and offers cherry wood cabinets, a jetted tub (motor replaced 2026). A separate shower and private water closet. The other 3 bedrooms are also very spacious. The 4th bedroom offers a walk-in closet and its own private bathroom with a door leading to the pool/lanai area. The 2nd and 3rd full baths were updated in 2026. (see photos). Indoor laundry room has lots of storage cabinets and a tub sink and counter top. Gas or electric hook-up. The home exterior was freshly painted Nov. 2025. Interior walls, baseboards, doors and garage all freshly painted (2026). New landscaping (2026). Owned water softener. All new door handles and door hinges (2025). The HVAC is a 5-ton Rheem (2020) with an added ionizer to filter in fresh air and UV light. Roof has a secondary water barrier. Tile grout was resealed (2026). Neighborhood amenities include: 2 pools, splash pad, 2 parks, basketball, tennis and pickleball courts, activity field, walking trails, shopping, restaurants, retail, 18 hole public golf course, movies in the park and much more. Visit the community website for additional details at www.westchasewca. No flood insurance required. If you’ve made it this far, what are you waiting for? Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,621

Sqft

0.29 ac

Lot size

3

Garage

1994

Year built

One

Levels

$324

Per sqft

Private poolTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGarage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$40/mo
Taxes (2025)$6,938/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,684 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$578
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,684/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$578
HOA / condo fee$40
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$802KedgeAI estimate $859,596 · range $835K$921K$958K

vs edgeAI estimate

−1.1%

$/sqft vs Tampa actives

$324 vs $303

Days on market

29 vs 33 typical

Where $324/sqft sits among the 400 Tampa actives

203
107 · this home
32
19
14
25
$149–304$304–459$459–614$614–768$768–923$923+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 10522 CHAMBERS DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33626 — neighborhood snapshot

Population

30,736

Median age

40.5

Median income

$123,580

Median home value

$506,600

Avg household

2.61

Households w/ children

4,132

For the school run

Hillsborough County School District

ElementaryBryant Elementary School★★★★★
MiddleFarnell Middle School★★★★
HighSickles High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

180 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the TAMPA 33626 median. See the full Tampa market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $850,000 · 29 days on market since
1994Built · WESTCHASE SEC 117

Reality check

What actually sold near 10522 CHAMBERS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10515 CHAMBERS DRIVESold · Nov ’25

$725,000

10515 CHAMBERS DRIVE · same community

5 bd · 3 ba · 2,592 sqft · $280/sqft · 33 DOM

10602 CHAMBERS DRIVESold · Jun ’26

$740,000

10602 CHAMBERS DRIVE · same community

4 bd · 3 ba · 2,314 sqft · $320/sqft · 2 DOM

10614 CHAMBERS DRIVESold · Nov ’25

$719,000

10614 CHAMBERS DRIVE · same community

4 bd · 3 ba · 2,165 sqft · $332/sqft · 193 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10522 CHAMBERS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10522 CHAMBERS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

10522 CHAMBERS DRIVE FAQs

What would the monthly payment be for 10522 CHAMBERS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,684/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10522 CHAMBERS DRIVE?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10522 CHAMBERS DRIVE?+

The most recent tax bill on record (2025) was $6,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10522 CHAMBERS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $850,000, this home is listed about 83% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10522 CHAMBERS DRIVE?+

Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$850,000 runs 113% above the TAMPA 33626 median — but at 2,621 sqft it's also 64% larger than the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of REALTY ONE GROUP ADVANTAGE · Leslie McCluskie, P A. MLS #TB8523391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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