1801 E LAKE ROAD UNIT 20G, PALM HARBOR, FL, 34685
Active28 days on marketListed Jul 6, 2026MLS #TB8524703
About this home
1801 E LAKE ROAD UNIT 20G
Welcome home to this beautifully maintained 3-bedroom, 2-bath second-floor condo offering 1,520 square feet of comfortable living in the highly sought-after East Lake corridor of Palm Harbor. Located in one of the area's most desirable communities with top-rated schools, this move-in-ready home combines modern updates with an unbeatable location. The spacious interior features beautiful, engineered hardwood flooring throughout the main living areas, creating a warm and inviting atmosphere. The kitchen is equipped with stainless steel appliances, granite countertops, abundant cabinetry, and plenty of workspace, while both bathrooms also feature matching granite countertops and ample storage. Step outside to the oversized screened balcony overlooking a peaceful pond—an ideal setting to enjoy your morning coffee or unwind with a glass of wine in the evening while taking in the tranquil water views. A generous exterior storage closet located on the balcony provides plenty of space for bikes, holiday décor, beach gear, and more. Recent updates provide peace of mind, including a 2023 water heater, updated baseboards, new microwave, and new washer and dryer. The Rheem HVAC system has been regularly maintained and is operating perfectly, making this home truly move-in ready. Enjoy the convenience of being directly across from John Chesnut Sr. Park, a spectacular 255-acre waterfront park on beautiful Lake Tarpon. Spend your days exploring scenic nature trails and boardwalks, spotting wildlife, fishing, boating, picnicking, or simply relaxing while taking in breathtaking sunset views over the largest freshwater lake in the Tampa Bay area. With its spacious floor plan, quality updates, exceptional schools, serene pond views, and prime location close to parks, shopping, dining, beaches, and everything the East Lake area has to offer, this home offers the very best of Florida living. Don't miss your opportunity to make this exceptional condo your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,520
Sqft
0 ac
Lot size
1989
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs EL PASADO A CONDO
$183 vs $200
Days on market
28 vs 42 typical
Where $183/sqft sits among the 6 homes for sale in EL PASADO A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 6
EL PASADO A CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1801 E LAKE ROAD UNIT 20G
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$259,000
1801 E LAKE ROAD UNIT 6A · same community
3 bd · 2 ba · 1,520 sqft · $170/sqft · 60 DOM
Sold · Apr ’26$240,000
1801 E LAKE ROAD UNIT 6D · same community
3 bd · 2 ba · 1,520 sqft · $158/sqft · 3 DOM
Sold · Mar ’26$275,000
1801 E LAKE ROAD UNIT 5A · same community
3 bd · 2 ba · 1,520 sqft · $181/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1801 E LAKE ROAD UNIT 20G — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1801 E LAKE ROAD UNIT 20G — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
1801 E LAKE ROAD UNIT 20G FAQs
What would the monthly payment be for 1801 E LAKE ROAD UNIT 20G?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1801 E LAKE ROAD UNIT 20G?+
The most recent tax bill on record (2025) was $655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1801 E LAKE ROAD UNIT 20G?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $278,000, this home is listed about 26% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1801 E LAKE ROAD UNIT 20G?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34685 market on paper
$278,000 is 20% below the PALM HARBOR 34685 median of $347,000, and at $183/sqft it sits under the Palm Harbor average of $269.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8524703.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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