5016 SWALLOW DRIVE, LAND O LAKES, FL, 34639
Active1 days on marketListed Aug 6, 2026MLS #TB8528013
About this home
5016 SWALLOW DRIVE
Welcome home to easy one-story living in desirable Land O' Lakes! This inviting 3-bedroom, 2-bath home offers a functional split-bedroom floor plan, a 2-car garage, and a comfortable layout designed for everyday living. The eat-in kitchen features stainless steel appliances and opens seamlessly to the spacious living room, where a beautiful stone fireplace creates a warm and welcoming focal point. Whether entertaining guests or enjoying a quiet evening at home, this open living space is sure to impress. The private primary suite is a relaxing retreat with a walk-in closet, an updated en-suite bath, and sliding glass doors leading directly to the screened patio—the perfect place to enjoy your morning coffee while overlooking the peaceful backyard. The recently remodeled primary bathroom features a beautifully tiled walk-in shower, updated vanity, and modern finishes. Step outside to enjoy the screened lanai and backyard filled with mature tropical landscaping, including producing avocado, mango, lime, and lemon trees. Nature lovers will appreciate the tranquil setting, where deer are often seen wandering through the neighborhood, creating a peaceful Florida lifestyle. Conveniently located just minutes from shopping, dining, parks, walking trails, the Pasco County Recreation Complex with pool, tennis courts, ball fields, fitness facilities, and the Land O' Lakes Library, with easy access to SR 54, Collier Parkway, and US-41 for commuting throughout the Tampa Bay area
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,463
Sqft
0.31 ac
Lot size
2
Garage
1987
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.2%
Days on market
1 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5016 SWALLOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5016 SWALLOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
5016 SWALLOW DRIVE FAQs
What would the monthly payment be for 5016 SWALLOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,279/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5016 SWALLOW DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5016 SWALLOW DRIVE?+
The most recent tax bill on record (2025) was $5,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5016 SWALLOW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $425,000, this home is listed about 1% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5016 SWALLOW DRIVE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 12% above the LAND O LAKES 34639 median.
02Fresh on the market
Only 1 day on market in a Land O Lakes market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Edward Gibbs. MLS #TB8528013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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