Rui Ma

10772 WEST HEATH COURT, CRYSTAL RIVER, FL, 34428

Active26 days on marketListed Jul 16, 2026MLS #TB8528546

Priced 81% below the CRYSTAL RIVER 34428 medianReduced $1K

About this home

10772 WEST HEATH COURT

Build Your Florida Dream on 1.3 Acres in Crystal River! ?? Discover the perfect blend of privacy, nature, and adventure with this beautiful 1.3-acre parcel in Crystal River, Florida! Whether you're looking to build your forever home, create a peaceful weekend retreat, or invest in one of Florida's most desirable Nature Coast communities, this property offers endless possibilities. Imagine waking up surrounded by mature trees, fresh air, and abundant wildlife while still being just minutes from shopping, restaurants, and everyday conveniences. Crystal River is world-famous for its crystal-clear freshwater springs, incredible fishing, boating, and the unique opportunity to swim alongside gentle manatees. Nearby Attractions & Amenities: ?? Just minutes from Three Sisters Springs, one of Florida's most stunning natural spring systems, known for kayaking, paddleboarding, and seasonal manatee viewing. ?? Enjoy a relaxing day at Fort Island Beach with sandy shores, fishing pier, boat ramp, and breathtaking Gulf Coast sunsets. ?? Explore hiking, birdwatching, and scenic waterways at Crystal River Preserve State Park. ?? Launch your kayak or paddleboard from Hunter Springs Park and explore the pristine waters of Kings Bay. ?? Excellent boating, fishing, scalloping, and waterfront dining are just a short drive away. ??? Convenient access to grocery stores, local restaurants, medical facilities, and charming downtown Crystal River. Why You'll Love Living Here: Spacious 1.3-acre homesite with room to spread out Peaceful setting surrounded by Florida's natural beauty No crowded subdivisions—enjoy privacy and freedom Ideal for outdoor enthusiasts who love boating, fishing, kayaking, hiking, and wildlife Located in Florida's renowned Nature Coast, where life moves at a relaxing pace while remaining within easy driving distance of Tampa, Ocala, and Gainesville.

Facts & features

The home at a glance

1.3 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$264/yr

Utilities & systems

UtilitiesSewer Nearby · Water Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$404 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$206
FHA mortgage insurance (est.)$15
Property tax — 2025 actual bill$22
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,225
Interest rate6.00%
Loan term

Estimated payment

$404/mo

Principal & interest$206
FHA mortgage insurance (est.)$15
Property taxes (actual bill)$22
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal River

Map of 10772 WEST HEATH COURT

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34428 — neighborhood snapshot

Population

9,325

Median age

55.4

Median income

$48,185

Median home value

$236,100

Avg household

2.15

Households w/ children

690

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$315K$325K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →

Paper trail

This home's history

CurrentPrice reduced to $35,000 $1K
Jul 16, 2026Listed at $36,000 · 26 days on market since

Reality check

What actually sold near 10772 WEST HEATH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9859 W SUNNY DAY COURTSold · May ’26

$185,000

9859 W SUNNY DAY COURT

3 bd · 2 ba · 952 sqft · $194/sqft · 84 DOM

9861 W PINESPRING COURTSold · Dec ’25

$245,000

9861 W PINESPRING COURT

2 bd · 2 ba · 1,225 sqft · $200/sqft · 235 DOM

9790 W PINESPRING COURTSold · Jan ’26

$222,500

9790 W PINESPRING COURT

3 bd · 2 ba · 1,568 sqft · $142/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10772 WEST HEATH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10772 WEST HEATH COURT — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Rui’s phone and CRM.

Straight answers

10772 WEST HEATH COURT FAQs

What would the monthly payment be for 10772 WEST HEATH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10772 WEST HEATH COURT?+

The most recent tax bill on record (2025) was $264. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $35,000, this home is listed about 88% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10772 WEST HEATH COURT?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TOP BROKERAGE, LLC · Tony Giglio. MLS #TB8528546.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10772 WEST HEATH COURT, CRYSTAL RIVER, FL — $35,000 | CENTURY 21 Edge