Rui Ma
$160,0002 bd2 ba1,100 sqft$145 /sqft$1,337 /mo all-in ↓

2454 AUSTRALIA WAY E UNIT 32, CLEARWATER, FL, 33763

Active3 days on marketListed Jul 20, 2026MLS #TB8530751

CondominiumON TOP OF THE WORLD

About this home

2454 AUSTRALIA WAY E UNIT 32

Virtually Staged. Welcome home to this beautifully updated 2-bedroom, 2-bathroom second-floor condo in the highly sought-after On Top of the World 55+ community in Clearwater. Offering approximately 1,100 square feet of comfortable living space, this move-in-ready home combines modern updates with the incredible lifestyle this community is known for. Step inside through the main entrance into the spacious living and dining areas, where you'll find fresh interior paint and luxury vinyl plank flooring that extends throughout the living room, dining room, and both bedrooms. The beautifully remodeled kitchen features brand-new appliances, making it the perfect space for everyday living and entertaining. One of this home's unique features is its flexible layout with two separate entrances. In addition to the main front door, the front bedroom offers its own private exterior entrance, making it ideal for guests, a home office, hobby room, or added convenience. Living in On Top of the World means enjoying an unmatched resort-style lifestyle. Residents have access to two heated swimming pools, relaxing hot tub, fitness centers, golf courses, two clubhouses, tennis courts, a woodworking shop, billiards room, and countless clubs and social activities designed for every interest. The monthly condominium fee offers exceptional value and includes water, sewer, trash, cable television, high-speed internet, and access to the community's outstanding amenities, allowing you to enjoy maintenance-free living at its best. Conveniently located near shopping, dining, medical facilities, Gulf beaches, and vibrant downtown Dunedin, this is your opportunity to enjoy the Florida lifestyle you've been dreaming of.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,100

Sqft

1100 ac

Lot size

1969

Year built

One

Levels

$145

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Refrigerator
InteriorCeiling Fan(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorSidewalk

Community & fees

Taxes (2025)$1,968/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf · Irrigation-Reclaimed Water · Pool · Racquetball · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,337 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$164
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,337/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$164
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$122KedgeAI estimate $138,253 · range $127K$158K$166K

vs edgeAI estimate

+15.7%

Days on market

3 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2454 AUSTRALIA WAY E UNIT 32

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

HighDunedin High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 20, 2026Listed at $160,000 · 3 days on market since
1969Built · ON TOP OF THE WORLD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2454 AUSTRALIA WAY E UNIT 32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2454 AUSTRALIA WAY E UNIT 32 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

2454 AUSTRALIA WAY E UNIT 32 FAQs

What would the monthly payment be for 2454 AUSTRALIA WAY E UNIT 32?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2454 AUSTRALIA WAY E UNIT 32?+

The most recent tax bill on record (2025) was $1,968. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2454 AUSTRALIA WAY E UNIT 32?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $160,000, this home is listed about 42% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2454 AUSTRALIA WAY E UNIT 32?+

Dunedin High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FULLER HOUSE REAL ESTATE · KerryAnn Fuller Rainey. MLS #TB8530751.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 2454 AUSTRALIA WAY E UNIT 32 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Rui to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 1:02 PM UTC. The listing information on this page last changed on July 23, 2026 at 1:02 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 1:02 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 1:02 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.