3535 SANCTUARY DRIVE, ST CLOUD, FL, 34769
Active0 days on marketListed Jul 24, 2026MLS #TB8532396
About this home
3535 SANCTUARY DRIVE
Welcome to effortless luxury in The Sanctuary at Stevens Plantation!!!! This beautifully updated maintenance-free END-UNIT townhome combines elegant finishes, generous living spaces, and an unbeatable location, all with NO CDD. Offering over 2,100 square feet, a spacious two-car garage, and the only screened-in back porch in the community. This exceptional home is designed for both comfortable everyday living and effortless entertaining. Step inside to soaring 9-foot ceilings, elegant crown molding, and an open-concept layout filled with natural light. The chef-inspired kitchen, is the heart of the home, featuring 42-inch cabinetry with pull-out drawers, granite countertops, a stylish tile backsplash, a breakfast bar, and stainless steel Whirlpool appliances. The spacious living and dining areas flow seamlessly through beautiful French doors to your private screened lanai, the perfect place to enjoy your morning coffee or unwind after a long day. A convenient half bath on the first floor is ideal for guests. Upstairs, a versatile and spacious loft creates the ideal space for a home office, media room, or play area. The oversized primary suite is a true retreat, complete with a large walk-in closet and a spa-like suite featuring dual vanities, a soaking tub, a separate walk-in shower, and a private water closet. Two additional bedrooms, a full bath, and an upstairs laundry room add everyday convenience. Enjoy complete peace of mind with major upgrades already completed, including a brand-new roof (February 2026), a dual-zone 4-ton Trane HVAC system (2020), newer water heater, water softener system, energy-efficient hurricane rated windows and exterior doors replaced between 2020 and 2021. Residents enjoy access to the community pool and all the amenities of Stevens Plantation while being just minutes from Lake Nona, Orlando International Airport, Florida's Turnpike, SR-417, world-famous theme parks, shopping, dining, and the renowned Royal St. Cloud Golf Links. This is more than a townhome, it's a lifestyle. Beautifully maintained, thoughtfully upgraded, and truly one of a kind, this rare opportunity is ready to welcome you home. Be sure to watch the attached walkthrough video for a complete tour of this beautiful home and community!!!! Call today for a private showing
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,122
Sqft
0.04 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,145 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,145/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.4%
Days on market
0 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3535 SANCTUARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3535 SANCTUARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3535 SANCTUARY DRIVE FAQs
What would the monthly payment be for 3535 SANCTUARY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,145/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3535 SANCTUARY DRIVE?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3535 SANCTUARY DRIVE?+
The most recent tax bill on record (2025) was $4,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3535 SANCTUARY DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $385,000, this home is listed about 9% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3535 SANCTUARY DRIVE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 45% above the ST CLOUD 34769 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a St Cloud market that averages 33 — if it fits, move quickly.
Listing courtesy of CENTURY 21 ROSA LEON · Roxana Parrondo. MLS #TB8532396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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