Rui Ma
$699,0003 bd2 ba1,917 sqft$365 /sqft$4,616 /mo all-in ↓

1612 MIDNIGHT PASS WAY, CLEARWATER, FL, 33765

Active0 days on marketListed Jul 24, 2026MLS #TB8532489

Private poolSingle Family ResidenceCOACHMAN RIDGE-TRACT A-1

Come see it

Upcoming open house

Sun, Jul 26

2:00 PM – 4:00 PM

About this home

1612 MIDNIGHT PASS WAY

Welcome to 1612 Midnight Pass way. Nestled in the highly desirable Coachman Ridge Neighborhood. This is a 3 bedroom 2 full bath home with a 2 car garage - pool home. This area sits high and dry so no flood insurance required. Inside this split floor plan provides privacy and convenience. The Primary retreat is large and has a HUGE walk in closet for all your storage needs. The Primary bath also has a privacy door leading out to the pool area. The other 2 bedrooms are good size and both have windows. The second full bath has a tub and nicely updated with custom cabinetry and tiles. The main living area offers vaulted ceilings and a wood burning fireplace, for cozy evenings. The kitchen is well appointed and has nice cabinetry along with granite counters and a window making this area light and bright. The screened in covered Lanai offers shelter from sun and rain and makes a great area for outside dining and entertaining year round. You will love the custom brick pavers! Some other updates include, Newer power box, flat roof 2018, new chimney cap, reclaimed water, ring camera system, solar pool heating and salt cell with colored LED lights in pool, jacuzzi hook up above ground. Coachman Ridge is one of Clearwater's most desirable communities, offering tree lined streets, access to coachman ridge park, the Ream Wilson Trail, and close proximity to Baycare Ballpark home of the Phillies spring training and the Clearwater Threshers. It offers quick access to US 19 and 2 International airports. You are an easy drive to our famous Clearwater Beach and all the beach has to offer. Schedule your private showing today before this rarely available home sells. Washer, Dryer and refrigerator do not convey

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,917

Sqft

0.22 ac

Lot size

2

Garage

1983

Year built

One

Levels

$365

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Solid Wood Cabinets · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,066/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,616 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$422
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,616/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$422
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$494KedgeAI estimate $534,529 · range $514K$598K$727K

vs edgeAI estimate

+30.8%

Days on market

0 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1612 MIDNIGHT PASS WAY

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33765 — neighborhood snapshot

Population

14,364

Median age

47.2

Median income

$61,910

Median home value

$290,700

Avg household

2.31

Households w/ children

1,385

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the CLEARWATER 33765 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $699,000 · 0 days on market since
1983Built · COACHMAN RIDGE-TRACT A-1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1612 MIDNIGHT PASS WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1612 MIDNIGHT PASS WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

1612 MIDNIGHT PASS WAY FAQs

What would the monthly payment be for 1612 MIDNIGHT PASS WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1612 MIDNIGHT PASS WAY?+

The most recent tax bill on record (2025) was $5,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $699,000, this home is listed about 154% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1612 MIDNIGHT PASS WAY?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,000 runs 151% above the CLEARWATER 33765 median — but at 1,917 sqft it's also 53% larger than the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Clearwater market that averages 47 — if it fits, move quickly.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Mary Donovan, Pa. MLS #TB8532489.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 1612 MIDNIGHT PASS WAY but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Rui to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 2:57 AM UTC. The listing information on this page last changed on July 25, 2026 at 2:57 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 2:57 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 2:57 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.