9391 118TH LANE, SEMINOLE, FL, 33772
Active1 days on marketListed Aug 1, 2026MLS #TB8534447
About this home
9391 118TH LANE
Resort-Style Living Meets Peace of Mind in the Heart of Seminole! Welcome home to this beautifully Maintained by a detailed owwner for the past 30yrs. SPLIT FLOOR PLAN, home tucked away on a spacious CORNER lot with double gate in unincorporated Seminole, where you'll enjoy an X FLOOD ZONE & NO HOA, incredible convenience, & a backyard that feels like your OWN PRIVATE OASIS! From the moment you arrive, you'll appreciate the thoughtful upgrades that make this home truly stand apart. Whether it's hurricane season or everyday living, you'll have peace of mind with HURRICANE-IMPACT WINDOWS & DOORS, HURRICANE SHUTTERS, A WHOLE-HOME GENERATOR, PROPANE service that powers Both the whole-home generator and the pool heater, and a recently replaced garage door (July 2026). Step inside to a thoughtfully designed floor plan featuring a spacious living room that flows into the dining area, with sliders leading to the SCREENED lanai, creating an effortless connection between indoor and outdoor living. The home also features NEWER TILE flooring (2023) and carpet (2025), UPDATED ELECTRICAL OUTLETS (2023), and meticulous maintenance throughout, including an HVAC system serviced twice every year. The spacious primary suite offers a WALK-IN CLOSET, PRIVATE ENSUITE BATH, and sliders opening directly to the screened lanai, creating the perfect private retreat. On the opposite side of the home, 2 generous guest bedrooms feature CUSTOM CLOSET ORGANIZERS and share an UPDATED bathroom with a NEW shower (2023), offering privacy and comfort for family and guests. The real showstopper is outside where you'll see this home is designed for year round enjoyment!. The expansive screened lanai features two separate exits (a single door and sliders to the pool) and a TRANQUIL koi pond. Relax in the stunning HEATED pool complete with a SPILLOVER SPA, surrounded by beautiful PAVER DECKING (2024). The pool is ready to enjoy year-round with a NEW HEATER (2026) and NEW FILTRATION SYSTEM (2026). The charming Gazebo provides the perfect shaded spot to unwind while overlooking the backyard oasis. You'll also find a large storage shed and a double side gate providing easy backyard access. Additional upgrades include a 3-year-old refrigerator, a beautiful BARREL TILE ROOF WITH MORE THAN 1/2 IT'S EXPECTED LIFESPAN REMAINING, and even a built-in air hose in the garage! Just one of many thoughtful details that showcase the exceptional care this home has received. Location couldn't be better! You're less than 5 minutes from shopping, restaurants, grocery stores, and everyday conveniences, under 10 minutes to the Gulf beaches, approximately 25 minutes to St. Pete-Clearwater International Airport, and only 35 minutes to Tampa International Airport. Whether you're looking for your forever home, a Florida retreat, or an investment property, the absence of HOA and rental restrictions provides flexibility that's increasingly difficult to find in Pinellas County. This home offers the perfect combination of comfort, updates, location, and lifestyle. Homes this meticulously maintained, with this many major upgrades and an incredible backyard retreat, don't come along often. Schedule your private showing today and see why this Seminole gem is one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,227
Sqft
0.18 ac
Lot size
2
Garage
1975
Year built
One
Levels
$447
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,802 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,802/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.4%
$/sqft vs Seminole actives
$447 vs $253
Days on market
1 vs 44 typical
Where $447/sqft sits among the 290 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Grove Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Grove Estates — neighborhood snapshot
Population
1,643
Median age
53
Median income
$104,581
Median home value
$415,393
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
166 of 290
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 182% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9391 118TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$605,000
11895 96TH PLACE · same community
4 bd · 2 ba · 1,662 sqft · $364/sqft · 3 DOM
Sold · Dec ’25$625,000
11772 96TH PLACE · same community
3 bd · 2 ba · 1,986 sqft · $315/sqft · 96 DOM
Sold · Mar ’26$685,000
9435 117TH STREET · same community
4 bd · 3 ba · 1,988 sqft · $345/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9391 118TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9391 118TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
9391 118TH LANE FAQs
What would the monthly payment be for 9391 118TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,802/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9391 118TH LANE?+
The most recent tax bill on record (2025) was $2,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9391 118TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $549,000, this home is listed about 34% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9391 118TH LANE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 182% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Jennifer Koelling. MLS #TB8534447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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