4185 WHITING DRIVE SE, ST PETERSBURG, FL, 33705
Active1 days on marketListed Aug 13, 2026MLS #TB8536604
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Upcoming open house
Sun, Aug 16
12:00 PM – 2:00 PM
About this home
4185 WHITING DRIVE SE
Welcome to island living in the heart of Coquina Key! This beautifully remodeled, move-in-ready single-story home offers 2 bedrooms, 2 fully renovated bathrooms, a 1-car garage, and a spacious fully fenced backyard on a generously sized lot for the area. Step inside to a bright, refreshed interior featuring modern luxury vinyl plank flooring throughout, fresh interior and exterior paint, new insulation, and a renovated laundry room. The beautifully updated kitchen features new 42-inch shaker-style cabinetry, quartz countertops, a touch-operated apron-front farmhouse sink, stainless steel appliances, modern hood vent, Lazy Susan storage, and stylish contemporary finishes. The spacious primary suite offers a walk-in closet and remodeled en-suite bathroom featuring a modern wood-tone vanity, updated fixtures and lighting, tile flooring, and a beautifully tiled walk-in shower with glass enclosure and built-in niche, while a stylish barn door provides added privacy. The generously sized secondary bedroom is located near the fully remodeled guest bathroom, featuring a double vanity, modern gold-tone faucets, an oversized new bathtub with glass enclosure, updated fixtures, and tile flooring. Extensive improvements provide added comfort and peace of mind, including a new electrical panel, new insulation, impact-rated windows and sliding glass doors installed in 2025, an impact-rated shaker-style front entry door, new garage door, new roof in 2025, Trane HVAC system installed in 2022, and new water heater in 2026. Enjoy Florida's indoor-outdoor lifestyle from the oversized approximately 300-square-foot screened patio overlooking the large, fully fenced backyard, complete with a mature fruit-producing mango tree (delicious) with swing, banana trees, Muscadine grapes, dragon fruit, pineapple, cassia tree, desert rose, iris, jasmine, Cook pine, aloe, and three garden beds ready for the next owner. The property has remained high and dry through recent hurricanes with no known history of flood damage. Located just off Beach Drive, you're approximately a 10-minute walk from Coquina Key Park, offering pickleball and tennis courts, basketball, soccer, kayak launch, fishing docks, dog park and dog wash station, and other recreational amenities. You're also less than half a mile from Kahwa Coffee, while Downtown St. Petersburg, Lassing Park, waterfront dining, and the vibrant restaurants, shops, entertainment, and arts scene of Central Avenue are just minutes away. This extensively updated home delivers the perfect combination of modern finishes, a large private yard, outdoor living, and the laid-back island lifestyle that makes Coquina Key such a special place to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0.18 ac
Lot size
1
Garage
1975
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,138 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,138/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.3%
Days on market
1 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4185 WHITING DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4185 WHITING DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
4185 WHITING DRIVE SE FAQs
What would the monthly payment be for 4185 WHITING DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,138/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4185 WHITING DRIVE SE?+
The most recent tax bill on record (2025) was $4,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4185 WHITING DRIVE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $415,000, this home is listed about 5% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4185 WHITING DRIVE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ARK REALTY · Gabe Galdos. MLS #TB8536604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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