3902 AUTUMN PALM DRIVE, ZEPHYRHILLS, FL, 33541
Active0 days on marketListed Aug 12, 2026MLS #TB8537954
About this home
3902 AUTUMN PALM DRIVE
**BRING YOUR VISION TO NEARLY 15 ACRES IN ZEPHYRHILLS!** This unique property offers nearly 15 acres of open space with exceptional potential for buyers seeking privacy, room to spread out, recreational use, or a rural lifestyle. The expansive acreage may provide opportunities for pasture, horses, livestock, gardening, workshops, or other agricultural-type uses, subject to Pasco County zoning and land-use regulations. The property also includes a spacious **5-bedroom, 3-bath home** that is ready for renovation. With a substantial footprint and plenty of living space, the home offers an excellent opportunity for a buyer to update, remodel, and create a country residence that fits their needs. For buyers focused on the land, this property may also offer attractive long-term investment potential with income generation from the existing home. Whether your goal is to renovate the existing home, enjoy the acreage and privacy, or simply secure a large tract of land for the future, this property offers plenty of possibilities. The eastern portion (east of existing house) of the property is located within FEMA Flood Zone AE. Buyer should independently verify flood-zone boundaries, zoning, land use, permitted animal or agricultural uses, and suitability of the property for their intended plans.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,820
Sqft
14.92 ac
Lot size
1973
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,320 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,320/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $341K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3902 AUTUMN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3902 AUTUMN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
3902 AUTUMN PALM DRIVE FAQs
What would the monthly payment be for 3902 AUTUMN PALM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,320/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3902 AUTUMN PALM DRIVE?+
The most recent tax bill on record (2025) was $1,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $699,000, this home is listed about 115% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 3902 AUTUMN PALM DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LANCE SMITH REALTY LLC · Lance Smith. MLS #TB8537954.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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