Rui Ma
$795,0006 bd5 ba5,452 sqft$146 /sqft$5,868 /mo all-in ↓

18696 MALINCHE LOOP, SPRING HILL, FL, 34610

Active97 days on marketListed Apr 13, 2026MLS #W7884492

Private poolSingle Family ResidenceTALAVERA PH 1E

About this home

18696 MALINCHE LOOP

6 Bedrooms. Pool & Spa. 5,452 SF. The Biggest Floor Plan in Talavera -- and It Shows. Need space for the whole family and room to entertain? Yeah, this one's got both. This M/I Homes Renato model sits on an oversized CORNER LOT in Talavera and gives you 5,452 square feet to actually live in -- not just look at. Six BEDROOMS, 4 FULL BATHS, 2 HALF BATHS, a SALTWATER POOL with a HEATED JACUZZI SPILLOVER, a SCREENED LANAI, and a 3-CAR TANDEM GARAGE. Built in 2019, so everything still feels new. The downstairs OWNER'S SUITE has direct POOL views, TWO WALK-IN CLOSETS with BUILT-IN SYSTEMS, and a spa-style bath with DUAL QUARTZ VANITIES, GARDEN TUB, and a GLASS-ENCLOSED SHOWER. The KITCHEN is the real deal -- QUARTZ COUNTERS, 42-INCH UPPER CABINETS, an OVERSIZED ISLAND, BUILT-IN OVEN, BUTLER'S PANTRY, and a WALK-IN PANTRY with CUSTOM SHELVING. There's also a PRIVATE GUEST SUITE downstairs with its own POOL ACCESS -- great for in-laws or guests who like their space. Head upstairs and you've got an ENORMOUS GAME ROOM with a FULL WET BAR (yes, the POOL TABLE stays), a dedicated HOME THEATER with ALL EQUIPMENT INCLUDED, and four more BEDROOMS -- each with WALK-IN CLOSETS. Bedroom 6 works perfectly as a SECOND PRIMARY SUITE. NO CARPET anywhere in this home. TWO LAUNDRY ROOMS (yes, one on each floor). TWO JACK-AND-JILL BATHS with QUARTZ VANITIES. PRE-PLUMBING for an OUTDOOR KITCHEN. GUTTERS throughout. Talavera's amenities don't disappoint -- ZERO-ENTRY RESORT POOL, SPLASH PAD, CLUBHOUSE, TENNIS COURTS, BASKETBALL COURTS, and regular FOOD TRUCKS. Easy access to US-41, SR-52, and the SUNCOAST PARKWAY!! What would you do with 5,452 square feet? Come see it and decide.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

5,452

Sqft

0.25 ac

Lot size

3

Garage

2019

Year built

One

Levels

$146

Per sqft

Private poolPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$22/mo
Taxes (2025)$13,172/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,868 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$1,098
HOA fee — from the listing$22
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,868/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$1,098
HOA / condo fee$22
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Spring Hill actives

$146 vs $193

Days on market

97 vs 29 typical

Where $146/sqft sits among the 400 Spring Hill actives

82 · this home
91
99
57
35
36
$146–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Talavera

Map of 18696 MALINCHE LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa46 min

Get to know Spring Hill. See the full Spring Hill guide →

Talavera — neighborhood snapshot

Population

1,169

Median age

52

Median income

$91,307

Median home value

$428,000

Avg household

2

Households w/ children

68%

For the school run

Pasco County School District

ElementaryDr. Mary Giella Elementary School★★★★★
MiddleCrews Lake Middle School.★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the SPRING HILL 34610 median. See the full Spring Hill market guide →

Paper trail

This home's history

Apr 13, 2026Listed at $795,000 · 97 days on market since
2019Built · TALAVERA PH 1E

Reality check

What actually sold near 18696 MALINCHE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12313 CRIOLLO ROADSold · Sep ’25

$345,000

12313 CRIOLLO ROAD · same community

3 bd · 2 ba · 1,826 sqft · $189/sqft · 72 DOM

18414 MALINCHE LOOPSold · Oct ’25

$348,500

18414 MALINCHE LOOP · same community

3 bd · 2 ba · 1,826 sqft · $191/sqft · 198 DOM

18696 MALINCHE LOOPSold · Oct ’25

$746,000

18696 MALINCHE LOOP

6 bd · 5 ba · 5,452 sqft · $137/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Rui Ma

Your agent

Rui Ma

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18696 MALINCHE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18696 MALINCHE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Rui's phone and CRM.

Goes straight to Rui’s phone and CRM.

Straight answers

18696 MALINCHE LOOP FAQs

What would the monthly payment be for 18696 MALINCHE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,868/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18696 MALINCHE LOOP?+

The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18696 MALINCHE LOOP?+

The most recent tax bill on record (2025) was $13,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18696 MALINCHE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $795,000, this home is listed about 130% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18696 MALINCHE LOOP?+

Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$795,000 runs 112% above the SPRING HILL 34610 median — but at 5,452 sqft it's also nearly 3 times the size of the typical Spring Hill listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

97 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

Listing courtesy of MERIDIAN REAL ESTATE · Laura Norcross. MLS #W7884492.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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