5704 13TH STREET, ZEPHYRHILLS, FL, 33542
Active31 days on marketListed Jul 10, 2026MLS #W7887419
About this home
5704 13TH STREET
Move-in ready and full of charm, this beautifully maintained block home offers a perfect blend of comfort, functionality, and outdoor living. Situated on an oversized lot in the heart of Zephyrhills, this inviting three-bedroom home features a thoughtfully designed floor plan with spacious living and dining areas, a generous kitchen, and an expansive bonus/family room that provides endless flexibility for entertaining, a home office, or a media space. Recent improvements include the addition of a premium side-by-side refrigerator and a fully fenced backyard (2025), creating a private outdoor retreat ideal for gardening, recreation, storage, or enjoying Florida evenings. Mature landscaping and multiple outdoor seating areas further enhance the property’s welcoming atmosphere. Major updates completed provide added peace of mind including a shed in 2020 and in 2017—the roof, HVAC system, water heater, flooring, and kitchen. This property offers exceptional value, versatile living space, and timeless character. Just 1.1 miles to Hercules Park and 0.3 miles to downtown Zephyrhills. Conveniently located just minutes from shopping, dining, schools, and major roadways. This is one you won’t want to miss.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,630
Sqft
0.19 ac
Lot size
1960
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,637 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,637/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs CITY ZEPHYRHILLS
$202 vs $195
Days on market
31 vs 49 typical
Where $202/sqft sits among the 13 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
8 of 13
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5704 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
5527 9TH STREET · same community
4 bd · 2 ba · 1,674 sqft · $128/sqft · 33 DOM
Sold · Oct ’25$330,000
5835 & 5839 12TH STREET · same community
3 bd · 2 ba · 1,536 sqft · $215/sqft · 6 DOM
Sold · Oct ’25$269,900
38323 11TH AVENUE · same community
3 bd · 2 ba · 1,360 sqft · $198/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5704 13TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5704 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
5704 13TH STREET FAQs
What would the monthly payment be for 5704 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,637/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5704 13TH STREET?+
The most recent tax bill on record (2025) was $4,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $329,999, this home is listed about 2% above the Zephyrhills median of $322,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5704 13TH STREET?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of F I GREY & SON RESIDENTIAL · Colleen Nalette, PA. MLS #W7887419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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