8296 GALLUP ROAD, SPRING HILL, FL, 34608
Active14 days on marketListed Jul 9, 2026MLS #W7887446
About this home
8296 GALLUP ROAD
Virtually Staged. Looking for a home where the big repairs are already behind you? This 2 bedroom, 2 bath home with a 2-car garage offers exactly that, with a new roof, new HVAC, and new drainfield all completed in 2022, done and complete, so you can move in with peace of mind. Inside, tile runs throughout the home with no carpet in sight. The living and dining room combo flows naturally into the kitchen, which overlooks a breakfast nook framed by picture windows that fill the space with natural light. The primary suite continues that light, bright feel, complete with an ensuite bath featuring dual sinks, a garden tub/shower combo, and a walk-in closet. On the opposite side of the home, a generously sized guest suite adjoins its own full bathroom with a shower, giving guests or family members privacy and space of their own. Practical touches round out the home, with laundry located in the garage and a side door leading directly out to the fully fenced backyard, complete with a shed for extra storage. Enjoy what Florida has to offer with your own private enclosed patio overlooking your backyard! Set on a corner lot with mature oaks, the property has a park-like feel and an ideal orientation that makes the outdoor space just as inviting as the inside.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,295
Sqft
0.35 ac
Lot size
2
Garage
1981
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs SPRING HILL
$212 vs $198
Days on market
14 vs 29 typical
Where $212/sqft sits among the 270 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
135 of 270
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 8296 GALLUP ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$240,000
10290 BANNOCK STREET · same community
2 bd · 2 ba · 1,264 sqft · $190/sqft · 4 DOM
Sold · Dec ’25$245,000
1183 FARLEY AVENUE · same community
2 bd · 2 ba · 1,336 sqft · $183/sqft · 27 DOM
Sold · Mar ’26$265,000
12200 NORVELL ROAD · same community
4 bd · 2 ba · 1,378 sqft · $192/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8296 GALLUP ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8296 GALLUP ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
8296 GALLUP ROAD FAQs
What would the monthly payment be for 8296 GALLUP ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8296 GALLUP ROAD?+
The most recent tax bill on record (2025) was $3,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8296 GALLUP ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $274,900, this home is listed about 20% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8296 GALLUP ROAD?+
Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SPRING HILL 34608 market on paper
$274,900 is 14% below the SPRING HILL 34608 median of $318,495.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $279,900, now $274,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MODERN DAY REALTY GROUP · Tabetha Sibley-Tyner, PA. MLS #W7887446.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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