12 CHINABERRY CIRCLE, HOMOSASSA, FL, 34446
Active13 days on marketListed Jul 24, 2026MLS #W7887953
About this home
12 CHINABERRY CIRCLE
TURN-KEY FURNISHED 2-BEDROOM, 2-BATH VILLA IN SUGARMILL WOODS! Move right in and start enjoying the Florida lifestyle! This beautifully maintained detached villa is being sold fully furnished and offers an exceptional opportunity for a first home, seasonal retreat, or comfortable place to call home. Situated on two beautiful lots along a quiet, peaceful street, this charming 2-bedroom, 2-bath home features a one-car garage and is truly move-in ready. The sale includes everything you need—from furniture and wall décor to linens, kitchen utensils, and even the automatic sprinkler system. Inside, the home has been refreshed with fresh paint, new flooring, and all-new kitchen appliances. The main living areas feature attractive luxury vinyl plank flooring, while the bedrooms offer new carpet and the kitchen and bathrooms are finished with tile. The spacious primary bedroom easily accommodates a king-sized bed and large furniture, creating a comfortable private retreat. A screened front entry provides a welcoming space to relax and enjoy the afternoon breeze, while the screened lanai offers additional outdoor living space just off the side of the villa. Storage is plentiful, with a double coat closet conveniently located near the entry and a double pantry closet in the kitchen. The one-car garage provides secure parking and additional storage, and the garage floor has recently been painted for a clean, finished appearance. The roof and HVAC were both replaced in 2016, providing added peace of mind. Located in the desirable Sugarmill Woods community, this home offers a peaceful setting while providing easy access to shopping, dining, golf, area attractions, and Florida's beautiful Gulf Coast. Whether you're looking for your first home, a winter escape, or your forever home, this furnished villa is ready for you to unpack your bags and start enjoying the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,014
Sqft
0.12 ac
Lot size
1
Garage
1976
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE
$197 vs $160
Days on market
13 vs 54 typical
Where $197/sqft sits among the 40 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
19 of 40
SUGARMILL WOODS CYPRESS VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 CHINABERRY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
1 HOLLY COURT · same community
2 bd · 2 ba · 1,366 sqft · $150/sqft · 7 DOM
Sold · Apr ’26$255,000
111 PINE STREET · same community
3 bd · 2 ba · 1,475 sqft · $173/sqft · 249 DOM
Sold · Nov ’25$269,500
135 ANTON COURT · same community
2 bd · 2 ba · 1,508 sqft · $179/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Rui Ma
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 CHINABERRY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 CHINABERRY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Rui's phone and CRM.
Straight answers
12 CHINABERRY CIRCLE FAQs
What would the monthly payment be for 12 CHINABERRY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,646/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12 CHINABERRY CIRCLE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12 CHINABERRY CIRCLE?+
The most recent tax bill on record (2025) was $2,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 CHINABERRY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $199,900, this home is listed about 43% below the Homosassa median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12 CHINABERRY CIRCLE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST FISHING HOMES RLTY · GREG Klesius. MLS #W7887953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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